Installment payment

ESTO installment payment is a flexible payment solution that allows you to conveniently divide your payment into monthly installments. Conveniently divide the purchase amount over a period that suits you. You can choose the period and payment amount when completing the purchase by selecting ESTO installment payment at the checkout.

How to use ESTO installment payment?

  1. Add the necessary products to the shopping cart.
  2. Select ESTO installment payment as the payment method at checkout.
  3. Choose your preferred repayment period between 3-60 months.
  4. You will receive the decision in real time.
  5. If the decision is positive, digitally sign the contract with your ID card, Smart-ID or Mobile-ID.

 

Use ESTO installment payment in online stores and physical stores. You can find all ESTO partner stores in ESTO Market: https://esto.eu/ee/esto-market

ESTO installment payment is offered and managed by ESTO AS. 

The annual percentage rate of ESTO AS installment credit is 23.63% per year under the following sample conditions: credit amount 1490 EUR, cost of goods/services 1490 EUR, down payment 0%, fixed interest rate 11.90%, contract fee 0 EUR, total credit amount and repayment amount 1844.64 EUR, provided that the credit is repaid within 24 months in equal monthly installments of 76.86 EUR. Before concluding the contract, please read the terms and conditions and consult a specialist if necessary. The installment credit is offered and managed by ESTO AS.

ESTO 3 is the most popular new generation payment method. Conveniently divide the purchase amount into 3 equal parts. Get exactly what you need without interest, surcharges, and down payments.

How does it work?

  1. Add the necessary products to the shopping cart.
  2. Select ESTO 3 as the payment method at checkout.
  3. You will receive the decision in real time.
  4. If the decision is positive, confirm the purchase.
  5. ESTO will send you your first invoice on the 15th of the following month.

 

Use ESTO's 3-part payment method in online stores and physical stores. You can find all ESTO partner stores in ESTO Market: https://esto.eu/ee/esto-market

 

Financial services are provided by ESTO AS. Before entering into a contract, read the terms and conditions and, if necessary, consult an expert. Additional information at www.esto.ee.

ESTO Pay Later is a new way to pay for your purchases. The purchase amount remains yours to use, you only have to pay within 30 days. Get exactly what you need without interest, surcharges and down payments.

How does it work?

1. Add the necessary products to the shopping cart.
2. Select ESTO pay later as the payment method at checkout.
3. You will receive the decision in real time.
4. If the decision is positive, confirm the purchase.
5. ESTO will send you an invoice, which must be paid in full within 30 days.

 

Use ESTO pay later payment method in online stores and physical stores. You can find all ESTO partner stores in ESTO Market: https://esto.eu/ee/esto-market

 

Financial services are provided by ESTO AS. Before entering into a contract, read the terms and conditions and, if necessary, consult an expert. Additional information at www.esto.ee.

 

WHAT IS ESTO?
ESTO is the most preferred payment solution provider in the Baltics, making the selling experience for merchants and the shopping experience for consumers revolutionary and seamless. ESTO has nearly 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO's mission is to help partners sell and customers buy.
If you need help, contact an ESTO AS employee at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.

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